“Esther Xaviera is a very special financial adviser I ever met. You don't have to worry about her ability to help you in financial advisory. Most importantly, if you are looking for a kind-hearted person to be your financial advisor, she is the one. She will try every effort that she can to help you. During my job searching journey, she arranged a free career coach session for me and referred me to many of her contacts. She tried every possible to help me to get a job. The world is dark, we need a little light like her to brighten the world a little brighter.”
- Woon Fong Cheong, IT

“Having sound knowledge in her work is important. To provide professional level of services and understanding clients’ needs is even more important. You can find both in Esther. I have a peace of mind to let her manage my investments.”

- Chi Yih Gooi, Director

“Esther is extremely patient and genuine in her consultation process. She was able to help me gain much clarity of my financial situation and dilemmas and can break things down in an easy to understand manner. She is extremely comfortable to talk to and her desire to truly help her clients is evident. Am also impressed at how she continually betters herself to be able to continually bring the best to her clients!”

- Wendy Ng, Consultant

“Esther did a detailed review of my family’s insurance policies. She found that some of our policies are not value justified and there are cheaper policies that meet our needs. Most importantly, the recommended policies will provide better coverage. For myself alone, I am going to save 35% from my existing annual premium. My wife and I are very pleased with the services from Esther. We would recommend Esther to anyone who wants to buy insurance and/or would like to have a review on their insurance policies.”

- Steve Lai, IT Manager

“We’ve worked with many advisors from banks and insurance companies. So far, everyone is very transactional. Hang around us when there are benefits and disappear and never monitor our portfolio when there’s no money to be made. In contrast, Esther gives me the impression she’s on top of the game i.e. constantly monitoring our progress and helping us make positive returns. I have referred my colleagues, family and friends to Esther and will continue to do so with full confidence.”

- Tan Wang Leng, Family Business Manager

“Esther is one of the easiest financial advisors I have spoken to over the years. She is not the typical kind of advisors you may find on the streets but what truly made me want to write this testimony for her is the attitude and the joy she portrayed throughout my time with her. Nice to have known you!”

- Zack Lin, Banking Compliance